When you choose me as your loan officer, you are choosing a mortgage professional who brings more than 20 years of experience to the table. My goal is to educate my clients so that they can make an informed decision on how to obtain their home loan. Through constant communication and understanding of each client’s unique situation I strive to ensure they have a positive experience purchasing their home or refinancing. It is my mission to provide exceptional service through clear communication and responsiveness. At Universal Home Loans we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.